2026 State DSCR & Cap-Rate Intelligence Report · Florida (FL) · investmentpropertyloan.loan

Florida (FL) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Florida Executive Underwriting Summary: Across 61 tracked Florida investment markets, 1–4 unit rental properties average $435,000 in acquisition price against $3,350/month in Form 1007 market rent (9.24% gross rental yield) and $1,890/door/month on 5–25 unit multifamily assets. Investors underwriting Florida DSCR loans must factor a 0.86% effective property tax rate (~$3,741/yr), $940/$100k hazard insurance (~$4,089/yr), and a Judicial (Circuit Court Foreclosure Action) statutory framework (180–260 days typical timeline).
1–4u Base Price / Rent
$435,000 / $3,350
Gross Rental Yield
9.24% Annual
Tax & Hazard Escrow
0.86% Tax · $940/100k
Foreclosure & Timeline
Judicial (Circuit Court Foreclosure Action) (180–260 days)

Florida City-by-City DSCR, Tax & Multifamily Benchmark Table (61 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Jacksonville, FL (DUVAL County County)918,415$515,000$3,950/mo0.86%Open Jacksonville Hub →
Miami, FL (MIAMI-DADE County County)455,239$470,000$3,600/mo0.86%Open Miami Hub →
Tampa, FL (HILLSBOROUGH County County)384,723$475,000$3,650/mo0.88%Open Tampa Hub →
Orlando, FL (ORANGE County County)278,476$490,000$3,750/mo0.93%Open Orlando Hub →
St. Petersburg, FL (St. Petersburg Metro County County)272,160$505,000$3,850/mo0.88%Open St. Petersburg Hub →
Hialeah, FL (MIAMI-DADE County County)254,399$435,000$3,400/mo0.84%Open Hialeah Hub →
Tallahassee, FL (LEON County County)203,188$440,000$3,450/mo0.86%Open Tallahassee Hub →
Fort Lauderdale, FL (BROWARD County County)187,904$430,000$3,350/mo0.83%Open Fort Lauderdale Hub →
Port St. Lucie, FL (Port St. Lucie Metro County County)186,407$510,000$3,850/mo0.89%Open Port St. Lucie Hub →
Cape Coral, FL (LEE County County)180,756$510,000$3,850/mo0.89%Open Cape Coral Hub →
Pembroke Pines, FL (BROWARD County County)176,939$510,000$3,850/mo0.89%Open Pembroke Pines Hub →
Hollywood, FL (BROWARD County County)159,713$485,000$3,750/mo0.91%Open Hollywood Hub →
Miramar, FL (Miramar Metro County County)142,014$425,000$3,250/mo0.88%Open Miramar Hub →
Gainesville, FL (ALACHUA County County)138,962$425,000$3,250/mo0.88%Open Gainesville Hub →
Coral Springs, FL (BROWARD County County)137,998$420,000$3,200/mo0.86%Open Coral Springs Hub →
Miami Gardens, FL (MIAMI-DADE County County)121,402$420,000$3,200/mo0.86%Open Miami Gardens Hub →
Clearwater, FL (PINELLAS County County)119,576$385,000$3,000/mo0.83%Open Clearwater Hub →
Palm Bay, FL (BREVARD County County)114,339$395,000$3,050/mo0.86%Open Palm Bay Hub →
Pompano Beach, FL (BROWARD County County)113,807$450,000$3,400/mo0.88%Open Pompano Beach Hub →
West Palm Beach, FL (PALM BEACH County County)111,655$425,000$3,250/mo0.88%Open West Palm Beach Hub →
Lakeland, FL (POLK County County)109,774$395,000$3,050/mo0.86%Open Lakeland Hub →
Davie, FL (Davie Metro County County)105,545$415,000$3,200/mo0.84%Open Davie Hub →
Miami Beach, FL (MIAMI-DADE County County)99,218$440,000$3,350/mo0.93%Open Miami Beach Hub →
Plantation, FL (BROWARD County County)98,392$440,000$3,350/mo0.93%Open Plantation Hub →
Sunrise, FL (Sunrise Metro County County)98,226$435,000$3,300/mo0.91%Open Sunrise Hub →
Boca Raton, FL (PALM BEACH County County)97,454$395,000$3,050/mo0.86%Open Boca Raton Hub →
Deltona, FL (VOLUSIA County County)94,056$390,000$3,000/mo0.84%Open Deltona Hub →
Palm Coast, FL (FLAGLER County County)85,827$440,000$3,350/mo0.93%Open Palm Coast Hub →
Largo, FL (PINELLAS County County)85,466$410,000$3,150/mo0.83%Open Largo Hub →
Deerfield Beach, FL (BROWARD County County)85,065$440,000$3,350/mo0.93%Open Deerfield Beach Hub →
Melbourne, FL (BREVARD County County)84,484$455,000$3,450/mo0.89%Open Melbourne Hub →
Boynton Beach, FL (PALM BEACH County County)77,496$395,000$3,050/mo0.86%Open Boynton Beach Hub →
Lauderhill, FL (Lauderhill Metro County County)76,096$410,000$3,150/mo0.83%Open Lauderhill Hub →
Weston, FL (Weston Metro County County)74,543$445,000$3,400/mo0.86%Open Weston Hub →
Fort Myers, FL (LEE County County)74,327$445,000$3,400/mo0.86%Open Fort Myers Hub →
Kissimmee, FL (OSCEOLA County County)71,039$450,000$3,400/mo0.88%Open Kissimmee Hub →
Homestead, FL (MIAMI-DADE County County)69,846$400,000$3,100/mo0.79%Open Homestead Hub →
Delray Beach, FL (PALM BEACH County County)69,838$420,000$3,200/mo0.86%Open Delray Beach Hub →
Tamarac, FL (Tamarac Metro County County)68,839$445,000$3,400/mo0.86%Open Tamarac Hub →
Daytona Beach, FL (VOLUSIA County County)67,924$455,000$3,450/mo0.89%Open Daytona Beach Hub →
North Miami, FL (North Miami Metro County County)66,498$390,000$3,000/mo0.84%Open North Miami Hub →
Wellington, FL (PALM BEACH County County)65,620$440,000$3,350/mo0.93%Open Wellington Hub →
North Port, FL (SARASOTA County County)64,541$410,000$3,150/mo0.83%Open North Port Hub →
St. Cloud, FL (Osceola County County)64,200$425,000$3,250/mo0.88%Open St. Cloud Hub →
Jupiter, FL (PALM BEACH County County)63,545$425,000$3,250/mo0.88%Open Jupiter Hub →
Ocala, FL (MARION County County)62,640$430,000$3,300/mo0.89%Open Ocala Hub →
Port Orange, FL (VOLUSIA County County)62,351$430,000$3,300/mo0.89%Open Port Orange Hub →
Coconut Creek, FL (BROWARD County County)61,903$385,000$3,000/mo0.83%Open Coconut Creek Hub →
Sanford, FL (SEMINOLE County County)61,042$400,000$3,100/mo0.79%Open Sanford Hub →
Margate, FL (BROWARD County County)60,447$400,000$3,100/mo0.79%Open Margate Hub →
Apopka, FL (Orange County County)58,900$405,000$3,100/mo0.81%Open Apopka Hub →
Sarasota, FL (SARASOTA County County)58,125$400,000$3,100/mo0.79%Open Sarasota Hub →
Winter Haven, FL (Polk County County)57,800$420,000$3,200/mo0.86%Open Winter Haven Hub →
Pensacola, FL (ESCAMBIA County County)57,446$385,000$3,000/mo0.83%Open Pensacola Hub →
Bradenton, FL (MANATEE County County)56,422$390,000$3,000/mo0.84%Open Bradenton Hub →
Palm Beach Gardens, FL (PALM BEACH County County)55,262$410,000$3,150/mo0.83%Open Palm Beach Gardens Hub →
Doral, FL (Doral Metro County County)54,732$395,000$3,050/mo0.86%Open Doral Hub →
Pinellas Park, FL (PINELLAS County County)54,498$390,000$3,000/mo0.84%Open Pinellas Park Hub →
Coral Gables, FL (MIAMI-DADE County County)54,098$405,000$3,100/mo0.81%Open Coral Gables Hub →
Bonita Springs, FL (LEE County County)51,826$420,000$3,200/mo0.86%Open Bonita Springs Hub →
Clermont, FL (Lake County County)51,200$415,000$3,200/mo0.84%Open Clermont Hub →

Related Florida Underwriting & Deal Team Hubs

Florida (FL) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | investmentpropertyloan.loan