2026 State DSCR & Cap-Rate Intelligence Report · Iowa (IA) · investmentpropertyloan.loan
Iowa Executive Underwriting Summary: Across 11 tracked Iowa investment markets, 1–4 unit rental properties average $235,000 in acquisition price against $1,920/month in Form 1007 market rent (9.80% gross rental yield) and $1,150/door/month on 5–25 unit multifamily assets. Investors underwriting Iowa DSCR loans must factor a 1.52% effective property tax rate (~$3,572/yr), $590/$100k hazard insurance (~$1,387/yr), and a Judicial (or Non-Judicial Voluntary Commercial) statutory framework (160–220 days typical timeline).