🎯 52 Institutional Wholesale Credit Boxes · Loan Daddy LLC (NMLS #2827624)

Match Your Investment Deal Across 50+ Wholesale Shelves in 1 Submission

Compare verified wholesale DSCR, Non-QM, STR/AirDNA, and Bridge credit boxes on investmentpropertyloan.loan with Loan Daddy LLC (NMLS #2827624) pinned #1.

Active Institutional Wholesale Shelf Tiers (Arranged by Loan Daddy LLC · NMLS #2827624)

LD-SHELF-PRIME-104 · NMLS #2827624

Loan Daddy Wholesale Desk — Tier-1 Prime DSCR 1–4 Unit Shelf

Max Leverage: Up to 80% Purchase / 75%–80% Refi

Min Coverage: 1.00x–1.25x (Form 1007)

Loan Range: $100,000 – $5,000,000

Target Close: 12–16 Business Days

1–4 Unit RentalLLC & Series LLC Vesting30-Yr Fixed & 40-Yr IO

LD-SHELF-STR-AIRDNA · NMLS #2827624

Loan Daddy Wholesale Desk — Short-Term Rental (STR / AirDNA) Shelf

Max Leverage: Up to 75%–80% Purchase / 75% Cash-Out

Min Coverage: 1.00x+ (AirDNA / 12-Mo STR History)

Loan Range: $125,000 – $3,500,000

Target Close: 14–18 Business Days

AirDNA Rentalizer AcceptedNon-Warrantable Condos & CondotelsVacation Markets

LD-SHELF-NORATIO · NMLS #2827624

Loan Daddy Wholesale Desk — No-Ratio & Sub-1.00x DSCR Shelf

Max Leverage: Up to 75% Purchase / 70% Cash-Out

Min Coverage: 0.75x–0.99x or True No-Ratio

Loan Range: $150,000 – $3,000,000

Target Close: 15–19 Business Days

Sub-1.00x Cash FlowValue-Add BRRRRHigh-Appreciation Metros

LD-SHELF-RTL-BRIDGE · NMLS #2827624

Loan Daddy Wholesale Desk — RTL Fix & Flip / Bridge Shelf

Max Leverage: Up to 85%–90% LTC / 70%–75% ARV

Min Coverage: N/A (Asset / ARV Underwritten)

Loan Range: $100,000 – $10,000,000

Target Close: 7–12 Business Days

100% Rehab HoldbackNon-Dutch Drawn Interest AvailableZero Prepay Penalty

LD-SHELF-MF-525 · NMLS #2827624

Loan Daddy Wholesale Desk — 5–25+ Unit Commercial Multifamily Shelf

Max Leverage: Up to 75% Acquisition / 70% Cash-Out

Min Coverage: 1.20x–1.25x (In-Place NOI)

Loan Range: $400,000 – $25,000,000

Target Close: 18–25 Business Days

5–8u Hybrid & 9–25u CommercialPortfolio Blanket OptionsSPE LLC Vesting

Live Wholesale PPE & DSCR Underwriting Terminal

1–4 Unit PITIA vs. 5–25+ Unit Commercial NOI Simulator

Loan Daddy LLC · NMLS #2827624 · AZ CMB #CMB-2016143 · Canonical Integer _cents & _bps Engine

1. Select Property Unit Tier Bracket

2. Exact Number of Units / Doors (MISMO FinancedUnitsCount)1 Unit

Price/Door: $450,000·Loan/Door: $337,500·Avg Rent/Door: $3,400/mo

Property Value / Purchase Price$450,000

Target LTV %75%

Base Note Rate %6.625%

Gross Monthly Rent (Form 1007 / Lease / STR Projection)$3,400/mo

Tax Rate (%)

Annual Ins ($)

Monthly HOA ($)

Prepayment Stepdown Structure

Amortization & FICO Tier

Calculated DSCR Coverage Ratio

Canonical: 127 bps · 7500 bps LTV · 6625 bps Rate

1.27x

Tier-1 Institutional (1.25x+ — Max LTV & Best Pricing)

Loan Amount (75% LTV)$337,50033,750,000 _cents

Monthly P&I Debt Service$2,161/mo@ 6.625% Note Rate

Total Monthly PITIA$2,675/moTax: $356 · Ins: $158

Net Monthly Cash Flow+$725/mo$8,702/yr net

Get 30-Sec Quote →Full 1003 / MISMO Apply →

Wholesale PPE Multi-Option Execution Comparison (Borrower-Paid 2.000% Default · 39 Wholesale Lenders)

Execution Option	Prepay Structure	Est. Note Rate	Prepay Price Credit	Monthly Debt Service	DSCR Ratio
Option A: Lowest Rate (60-Mo Stepdown)	5-4-3-2-1	6.625%	-100 bps (-1.000 pt)	$2,675/mo	1.27x
Option B: Balanced Par (36-Mo Stepdown)	3-2-1	6.875%	-75 bps (-0.750 pt)	$2,731/mo	1.25x
Option C: Max Cash Flow (10-Yr Interest-Only)	3-2-1 IO	7.000%	+38 bps IO LLPA	$2,483/mo	1.37x

Many DSCR lenders focus on the property's rent, not your tax returns. Not all applicants will qualify; terms vary by lender. Loans made or arranged pursuant to a California Financing Law license, #60DBO-218873.